/* ValidBorrow - Plane Avenue: chalk gravel canvas, one centred axis, leaf green + low-sun gold (ink text only on gold). */
:root{
  --bg:#F7F5EC;--card:#FFFFFF;--ink:#13251A;--text:#2E3D33;--muted:#5A6A5E;
  --accent:#0D6129;--accent-deep:#094A1F;--accent-tint:#E3EFDF;--sun:#FFD050;--butter:#FFF1C4;--line:#E1DFD2;
  --foot-bg:#0B2414;--foot-text:#D3E3D6;--foot-link:#FFD050;--foot-dim:#B4C9B9;--chalk-dim:#C9D9CC;
  --fd:"Alexandria",system-ui,sans-serif;--fb:"Stack Sans Text",system-ui,sans-serif;--r:16px;--wrap:1120px;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--fb);font-size:17px;line-height:1.6;overflow-x:hidden}
img,svg{max-width:100%;display:block}
a{color:var(--accent)}
h1,h2,h3{font-family:var(--fd);color:var(--ink);line-height:1.18;margin:0;font-weight:600}
p,ul,ol{margin:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:var(--ink);color:var(--bg);padding:8px 12px;z-index:60;border-radius:8px}
.skip:focus{left:8px;top:8px}
.kick{font-family:var(--fd);font-weight:500;font-size:12.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--accent)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:var(--fd);font-weight:600;font-size:16px;line-height:1.2;padding:15px 28px;border-radius:999px;border:1.5px solid transparent;text-decoration:none;cursor:pointer;transition:background .15s,border-color .15s}
.btn-primary{background:var(--accent);color:#FFFFFF;border-color:var(--accent)}
.btn-primary:hover{background:var(--accent-deep);border-color:var(--accent-deep)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--ink)}
.btn-ghost:hover{background:var(--accent-tint)}
.btn-sun{background:var(--sun);color:var(--ink);border-color:var(--sun)}
.btn-sun:hover{background:#FFE07F;border-color:#FFE07F}
.btn .tl{width:16px;height:16px;flex:0 0 16px}

/* header: symmetric three-column lane, wordmark on the centre axis (first in DOM for LCO) */
.lane{position:absolute;top:0;left:0;right:0;z-index:6}
.sub .lane{position:relative;background:var(--bg);border-bottom:1px solid var(--line)}
.lane-in{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;height:68px;max-width:var(--wrap);margin:0 auto;padding:0 20px}
.brand{grid-column:2;grid-row:1;justify-self:center;display:inline-flex;align-items:center;gap:9px;text-decoration:none}
.brand .mark{width:28px;height:28px;flex:0 0 28px}
.wm{font-family:var(--fd);font-weight:600;font-size:22px;letter-spacing:-.015em;color:var(--ink)}
.wm .v{font-weight:700;color:var(--accent)}
.wm b{font-weight:600;color:var(--ink)}
.nav{display:flex;align-items:center;gap:26px;grid-row:1}
.nav-l{grid-column:1;justify-self:start}
.nav-r{grid-column:3;justify-self:end}
.nav a{font-family:var(--fd);font-weight:500;font-size:14.5px;color:var(--ink);text-decoration:none;padding:6px 0;border-bottom:1.5px solid transparent}
.nav a:hover{border-bottom-color:var(--accent)}
.nb{display:none;grid-column:3;grid-row:1;justify-self:end;width:44px;height:44px;border:1px solid var(--line);background:var(--card);border-radius:12px;flex-direction:column;justify-content:center;align-items:center;gap:5px;cursor:pointer;padding:0}
.nb span{display:block;width:18px;height:2px;background:var(--ink);border-radius:2px}
@media(max-width:860px){
  .lane-in{grid-template-columns:44px 1fr 44px;height:62px}
  .nav{display:none}
  .nb{display:inline-flex}
  .lane.open{background:var(--card);box-shadow:0 18px 40px -20px rgba(19,37,26,.35)}
  .lane.open .lane-in{height:auto;padding-top:9px;padding-bottom:12px}
  .lane.open .nav{display:flex;grid-column:1/-1;justify-self:stretch;flex-direction:column;align-items:stretch;gap:0}
  .lane.open .nav-l{grid-row:2;margin-top:10px}
  .lane.open .nav-r{grid-row:3}
  .lane.open .nav a{padding:13px 4px;border:0;border-top:1px solid var(--line);font-size:16px}
}

/* hero: the avenue under a chalk veil, one centred column, form first */
.hero{position:relative;padding:84px 0 60px;overflow:hidden;background:var(--bg)}
.hero-bg{position:absolute;top:0;left:0;right:0;height:700px;margin:0}
.hero-bg img{width:100%;height:100%;object-fit:cover;object-position:center 42%}
.hero-veil{position:absolute;top:0;left:0;right:0;height:701px;background:linear-gradient(180deg,rgba(247,245,236,.72) 0%,rgba(247,245,236,.34) 24%,rgba(247,245,236,.3) 50%,rgba(247,245,236,.82) 82%,var(--bg) 100%)}
.hero-in{position:relative;max-width:920px;margin:0 auto;padding:0 20px;text-align:center}
.hero-in::before{content:"";display:block;width:2px;height:20px;margin:0 auto 8px;background:linear-gradient(var(--sun),#E5B323);border-radius:2px}
.lead-pill{display:inline-block;max-width:100%;background:var(--butter);color:var(--ink);border:1px solid #F1DC94;border-radius:12px;padding:6px 14px;font-family:var(--fd);font-weight:500;font-size:13px;letter-spacing:.02em;line-height:1.45}
.lead-pill i{display:inline-block;width:4px;height:4px;border-radius:50%;background:var(--accent);margin:0 8px;vertical-align:middle}
.form-card{width:100%;max-width:var(--card-max);margin:16px auto 0;background:var(--card);border:1px solid var(--line);border-top:3px solid var(--accent);border-radius:var(--r);box-shadow:0 24px 48px -28px rgba(13,97,41,.35),0 2px 6px rgba(19,37,26,.05);padding:22px 24px 16px;text-align:left}
.form-card__head{text-align:center;margin-bottom:12px}
.form-card__head h2{font-size:22px;letter-spacing:-.01em}
.form-card__head p{margin-top:4px;font-size:14.5px;color:var(--muted)}
.form-host{width:100%}
.form-card__trust{margin-top:12px;padding-top:12px;border-top:1px solid var(--line);text-align:center;font-size:13px;line-height:1.5;color:var(--muted)}
.ticks{list-style:none;padding:0;margin:20px auto 0;display:flex;flex-wrap:wrap;justify-content:center;gap:10px 22px;max-width:900px}
.ticks li{display:inline-flex;align-items:center;gap:8px;font-family:var(--fd);font-weight:500;font-size:14px;color:var(--ink)}
.ticks svg{width:18px;height:18px;flex:0 0 18px}
.hero h1{margin:30px auto 0;max-width:780px;font-size:clamp(28px,4.4vw,44px);letter-spacing:-.02em}
.hero h1 .kw{color:var(--accent)}
.hero .sub{margin:14px auto 0;max-width:600px;font-size:17px;color:var(--text)}

/* divider: the true line (trunk dots converging on a gold point) */
.true-line{display:block;width:180px;height:18px;margin:0 auto 18px}

/* recognition strip: fragments planted either side of a gold centre rule */
.recall{background:var(--ink);color:var(--bg);padding:76px 0 80px}
.recall .kick{color:var(--sun);text-align:center}
.recall h2{color:var(--bg);text-align:center;font-size:clamp(26px,3.4vw,36px);margin-top:10px;letter-spacing:-.015em}
.allee{list-style:none;padding:0;margin:46px auto 0;max-width:860px;position:relative;display:grid;grid-template-columns:1fr 1fr;column-gap:72px;row-gap:20px}
.allee::before{content:"";position:absolute;left:50%;top:-10px;bottom:-10px;width:1px;background:linear-gradient(rgba(255,208,80,0),var(--sun) 12%,var(--sun) 88%,rgba(255,208,80,0))}
.allee li{position:relative;font-family:var(--fd);font-weight:500;font-size:19px;line-height:1.4;color:var(--bg)}
.allee li:nth-child(odd){grid-column:1;text-align:right}
.allee li:nth-child(even){grid-column:2;margin-top:34px}
.allee li::after{content:"";position:absolute;top:.5em;width:9px;height:9px;border-radius:50%;background:var(--sun);box-shadow:0 0 0 4px rgba(255,208,80,.16)}
.allee li:nth-child(odd)::after{right:-41px}
.allee li:nth-child(even)::after{left:-41px}
.recall-close{margin:54px auto 0;max-width:620px;text-align:center}
.recall-close p{color:var(--chalk-dim);font-size:17px}
.recall-close .btn{margin-top:20px}

/* how it works: three stations on one straight green rule */
.stations{padding:84px 0 76px}
.sec-head{text-align:center;max-width:680px;margin:0 auto}
.sec-head h2{margin-top:10px;font-size:clamp(26px,3.4vw,36px);letter-spacing:-.015em}
.sec-head p{margin-top:12px;color:var(--muted)}
.route{list-style:none;padding:0;margin:52px auto 0;max-width:1000px;display:grid;grid-template-columns:repeat(3,1fr);gap:28px;position:relative}
.route::before{content:"";position:absolute;top:22px;left:16.66%;right:16.66%;height:2px;background:var(--accent)}
.route li{position:relative;text-align:center;padding:0 8px}
.stop{position:relative;display:flex;align-items:center;justify-content:center;width:46px;height:46px;margin:0 auto;border-radius:50%;background:var(--sun);color:var(--ink);font-family:var(--fd);font-weight:700;font-size:18px;box-shadow:0 0 0 6px var(--bg)}
.stop::before,.stop::after{content:"";position:absolute;top:50%;width:6px;height:6px;margin-top:-3px;border-radius:50%;background:var(--accent)}
.stop::before{left:-22px}
.stop::after{right:-22px}
.route h3{margin-top:22px;font-size:20px}
.route p{margin-top:8px;color:var(--text);font-size:16px}
.stations .more{text-align:center;margin-top:40px}
.stations .more a{font-family:var(--fd);font-weight:600;font-size:15px;color:var(--accent);text-decoration:none;border-bottom:1.5px solid var(--sun);padding-bottom:2px}

/* what a straight request looks like: avenue artwork + four plain lines */
.straight{background:var(--butter);padding:84px 0;border-top:1px solid #F1DC94;border-bottom:1px solid #F1DC94}
.straight-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.straight .art{width:100%;height:auto;border-radius:var(--r);box-shadow:0 30px 60px -36px rgba(19,37,26,.45)}
.straight h2{margin-top:10px;font-size:clamp(26px,3.2vw,34px);letter-spacing:-.015em}
.straight .lede{margin-top:12px;color:var(--muted)}
.plain{list-style:none;padding:0;margin:26px 0 0}
.plain li{position:relative;padding:14px 0 14px 44px;border-top:1px solid #EAD89A;color:var(--text);font-size:16.5px}
.plain li:last-child{border-bottom:1px solid #EAD89A}
.plain li::before{content:"";position:absolute;left:0;top:27px;width:26px;height:2px;background:var(--accent)}
.plain li::after{content:"";position:absolute;left:24px;top:24px;width:8px;height:8px;border-radius:50%;background:var(--accent)}
.plain b{font-family:var(--fd);font-weight:600;color:var(--ink)}
.straight .note{margin-top:20px;font-family:var(--fd);font-weight:600;color:var(--ink)}
/* FAQ: hairline rows, converging-stroke marker */
.faq{padding:84px 0 80px}
.qa-list{max-width:820px;margin:40px auto 0;border-top:1px solid var(--line)}
.qa{border-bottom:1px solid var(--line)}
.qa summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:18px;padding:20px 2px;font-family:var(--fd);font-weight:600;font-size:18px;line-height:1.35;color:var(--ink)}
.qa summary::-webkit-details-marker{display:none}
.qa summary:hover{color:var(--accent)}
.qa .vm{width:22px;height:22px;flex:0 0 22px;transition:transform .2s}
.qa[open] .vm{transform:rotate(90deg)}
.qa .ans{padding:0 2px 22px;max-width:720px;color:var(--text)}
.qa .ans b{font-weight:500;color:var(--ink)}

/* closing band: the avenue again, softly, with one statement and a route back to the form */
.close-band{position:relative;overflow:hidden;padding:96px 0}
.close-band .band-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center}
.close-band .band-veil{position:absolute;inset:0;background:linear-gradient(180deg,rgba(247,245,236,.38),rgba(247,245,236,.18))}
.close-panel{position:relative;max-width:640px;margin:0 auto;background:rgba(247,245,236,.94);border:1px solid var(--line);border-radius:var(--r);padding:38px 30px 34px;text-align:center}
.close-panel h2{margin-top:10px;font-size:clamp(26px,3.4vw,36px);letter-spacing:-.015em}
.close-panel p{margin-top:12px;color:var(--text)}
.close-panel .btn{margin-top:22px}

/* footer */
.foot{background:var(--foot-bg);color:var(--foot-text);padding:60px 0 36px;font-size:15px}
.foot a{color:var(--foot-link)}
.foot-top{display:grid;grid-template-columns:1.4fr 1fr;gap:36px;padding-bottom:30px;border-bottom:1px solid rgba(211,227,214,.16)}
.foot .brand{justify-self:start}
.foot .wm{color:var(--bg)}
.foot .wm .v{color:var(--sun)}
.foot .wm b{color:var(--bg)}
.foot-line{margin-top:14px;max-width:440px;color:var(--foot-text)}
.foot-nav{display:flex;flex-direction:column;align-items:flex-end;gap:10px}
.foot-nav a{font-family:var(--fd);font-weight:500;text-decoration:none;color:var(--foot-text)}
.foot-nav a:hover{color:var(--foot-link)}
.foot-nav .mail{color:var(--foot-link)}
.legal-links{margin:24px 0 20px}
.legal-links a{color:var(--foot-link);font-size:14px;text-decoration:none}
.legal-links a:hover{text-decoration:underline}
.disc{border-top:1px solid rgba(211,227,214,.16);padding-top:18px}
.disc p{color:var(--foot-dim);margin-top:10px}
.disc b{color:var(--bg)}
.disc a{color:var(--foot-link)}

:root{--card-max:780px;--cta-text:#FFFFFF}#_lg_form_{width:100%}.form-host{min-height:300px!important;text-align:left}

/* legal and info pages */
.prose{max-width:740px;padding:56px 20px 92px}
.prose h1{font-size:clamp(30px,4.2vw,42px);letter-spacing:-.02em}
.prose h1::after{content:"";display:block;width:56px;height:3px;margin-top:16px;background:linear-gradient(90deg,var(--accent) 70%,var(--sun) 70%);border-radius:2px}
.prose p.updated,.prose .updated{margin-top:14px;font-family:var(--fd);font-weight:500;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--accent)}
.prose h2{font-size:22px;margin-top:42px;padding-top:22px;border-top:1px solid var(--line);letter-spacing:-.01em}
.prose h3{font-size:18px;margin-top:26px}
.prose p{margin-top:14px;line-height:1.72}
.prose ul,.prose ol{margin:14px 0 0;padding:0 0 0 22px}
.prose ul>li,.prose ol>li{margin-top:8px;line-height:1.65;padding-left:4px}
.prose li::marker{color:var(--accent)}
.prose strong{color:var(--ink);font-weight:600}
.prose a{color:var(--accent);text-decoration:underline;text-decoration-color:var(--sun);text-decoration-thickness:2px;text-underline-offset:3px}
.prose a.btn{margin-top:22px;margin-right:10px;text-decoration:none}
.prose a.btn.btn-primary{color:#FFFFFF}
.prose a.btn.btn-ghost{color:var(--ink)}

/* responsive */
@media(max-width:900px){
  .straight-grid{grid-template-columns:1fr;gap:36px}
  .straight .art{max-width:560px;margin:0 auto}
}
@media(max-width:760px){
  .route{grid-template-columns:1fr;gap:30px;max-width:520px;padding-left:66px}
  .route::before{top:8px;bottom:8px;left:22px;right:auto;width:2px;height:auto}
  .route li{text-align:left;padding:0}
  .stop{position:absolute;left:-66px;top:-6px;margin:0}
  .stop::before{left:50%;top:-14px;margin:0 0 0 -3px}
  .stop::after{right:auto;left:50%;top:auto;bottom:-14px;margin:0 0 0 -3px}
  .route h3{margin-top:0}
  .allee{grid-template-columns:1fr;row-gap:16px;padding-left:34px;max-width:520px}
  .allee::before{left:4px}
  .allee li:nth-child(odd),.allee li:nth-child(even){grid-column:1;text-align:left;margin-top:0}
  .allee li:nth-child(odd)::after,.allee li:nth-child(even)::after{left:-34px;right:auto}
  .allee li{font-size:18px}
  .foot-top{grid-template-columns:1fr}
  .foot-nav{align-items:flex-start}
}
@media(max-width:600px){
  .hero{padding:74px 0 46px}
  .hero-bg{height:560px}
  .hero-veil{height:561px}
  .hero-in{padding:0 14px}
  .lead-pill{font-size:12.5px;padding:6px 12px}
  .lead-pill i{margin:0 6px}
  .form-card{margin-left:calc(50% - 50vw + 4px);margin-right:calc(50% - 50vw + 4px);width:auto;max-width:none;border-radius:12px;padding:18px 14px 14px}
  .form-card__head h2{font-size:20px}
  .ticks{display:grid;grid-template-columns:1fr 1fr;gap:10px 14px;text-align:left;max-width:360px}
  .ticks li{font-size:13.5px;align-items:flex-start}
  .ticks svg{margin-top:2px}
  .hero h1{margin-top:26px}
  .hero .sub{font-size:16px}
  .recall,.stations,.straight,.faq{padding:60px 0}
  .close-band{padding:64px 0}
  .close-panel{padding:30px 20px 28px}
  .qa summary{font-size:17px}
}

.legal-links{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}.disc p{font-size:.8rem;line-height:1.55}.cmp-modal{display:none;position:fixed;inset:0;z-index:90;background:rgba(10,14,20,.6);padding:30px 14px;overflow:auto}.cmp-modal.is-open{display:block}body.cmp-modal-open{overflow:hidden}.cmp-modal-card{max-width:860px;margin:0 auto;background:var(--card);color:var(--ink);border-radius:var(--r);box-shadow:0 30px 80px -30px rgba(0,0,0,.6)}.cmp-modal-head{position:sticky;top:0;background:var(--card);display:flex;justify-content:flex-end;padding:10px 12px;border-bottom:1px solid var(--line);border-radius:var(--r) var(--r) 0 0}.cmp-modal-close{border:0;background:var(--accent-tint);width:36px;height:36px;border-radius:9px;font-size:1.25rem;cursor:pointer;color:var(--ink)}.cmp-modal-body{padding:6px 24px 30px}.cmp-modal-body .prose{max-width:none}.cmp-modal-loading{padding:40px;text-align:center;color:var(--muted)}.unsub-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;margin:22px 0}.unsub-card__title{margin:0 0 6px;font-family:var(--fd);font-size:1.35rem}.unsub-card__sub{margin:0 0 18px;color:var(--muted)}.unsub-field{margin:0 0 14px}.unsub-field label{display:block;font-weight:600;font-size:.92rem;margin:0 0 6px}.unsub-field .opt{font-weight:400;color:var(--muted);font-size:.8rem;margin-left:8px}.unsub-field .req{color:var(--accent-deep)}.unsub-field input,.unsub-field select{width:100%;box-sizing:border-box;min-height:48px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font:inherit;font-size:1rem}.unsub-field input:focus,.unsub-field select:focus{outline:2px solid var(--accent);outline-offset:1px}.unsub-field__hint{margin:6px 0 0;font-size:.8rem;color:var(--muted)}.unsub-form__submit{display:inline-block;min-height:48px;padding:12px 22px;border:0;border-radius:999px;background:var(--accent-deep);color:#fff;font:inherit;font-weight:700;cursor:pointer}.unsub-form__submit:disabled{opacity:.6;cursor:wait}.unsub-form__legal{font-size:.8rem;color:var(--muted);margin:12px 0 0}.unsub-msg{display:none;border-radius:10px;padding:12px 14px;margin:0 0 14px;font-size:.95rem}.unsub-msg--error{background:#FDECEC;color:#8A1F1F}.unsub-msg--error.is-visible{display:block}.unsub-msg--success{background:var(--accent-tint);color:var(--ink)}.unsub-card.is-success .unsub-form,.unsub-card.is-success .unsub-card__sub{display:none}.unsub-card.is-success .unsub-msg--success{display:block}